Transparent Pricing & Maximum Insurance Benefit Support
Flexible Dental Insurance, HSA/FSA & Financing Options
Delivering high-quality, transparent dental care with accessible payment solutions for families, professionals, and retirees in San Luis Obispo.
Located in the Grove Street Medical District Near French Hospital (1100 Grove St, 93401)
What dental insurance, payment, and financing options are accepted at Aro Dental Practice in San Luis Obispo?
Aro Dental Practice (1100 Grove St, San Luis Obispo, CA 93401) accepts major PPO dental plans, including Delta Dental, Cigna, MetLife, Aetna, Ameritas, Guardian, Humana, Mutual of Omaha, Principal, Sun Life Financial, TRICARE, and United Concordia (Note: HMO plans are not accepted). Flexible payment options include cash, check, Visa, MasterCard, Discover, American Express, Apple Pay, HSA/FSA pre-tax funds, patient financing, and the in-house Clerri Membership Program for uninsured patients.
Maximizing Your Insurance Benefits
Transparent Insurance Coordination in 93401
Navigating dental insurance should be simple and stress-free. At Aro Dental Practice, our knowledgeable administrative team works directly with your insurance provider to handle all claim filings, paperwork, and benefit pre-authorizations so you get the maximum value from your coverage.
PPO Insurances We Work With
Aetna Dental
Ameritas
Cigna Dental
Delta Dental
Guardian
Humana
MetLife
Mutual of Omaha
Principal
Sun Life Financial
TRICARE Dental Program (TDP)
United Concordia
Important Note on HMO Plans: Please note that our office does not accept HMO plans. This commitment allows Dr. Ghassan Aro to maintain uncompromised, doctor-led clinical standards and tailored one-on-one time with every patient.
Payment Methods, HSA/FSA & In-House Membership
Accepted Forms of Payment
To make your visit as convenient as possible, we accept a full range of payment options at the time of service:
Credit & Debit Card
Visa, MasterCard, Discover, and American Express
Digital & Contactless Payments
Apple Pay
Traditional Payments
Cash and Personal Checks
Using HSA & FSA Pre-Tax Funds
You can use Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) for almost all qualifying dental treatments at our practice, including exams, cleanings, digital X-rays, crowns, implants, laser perio therapy, and Geneva 2000™ dentures. Using pre-tax dollars is an effective way to lower your out-of-pocket healthcare expenses before annual funds expire.
In-House Clerri Membership Program (For Uninsured Patients)
No insurance? No problem. We proudly offer the Cleer Program, our exclusive in-house dental membership plan designed to give uninsured individuals and families direct access to high-quality preventative and restorative care without deductibles, waiting periods, or annual maximums.
Flexible Patient Financing Options
For comprehensive restorative cases, implant surgery, or cosmetic smile makeovers, we partner with flexible healthcare financing providers to offer low-monthly-payment options that align with your family budget.
Accessible Dental Care Near French Hospital
Conveniently located at 1100 Grove Street, right off Johnson Avenue, our billing department is dedicated to making modern, high-tech dentistry simple and transparent for our Central Coast community.
For SLO Professionals
Seamlessly apply your company's PPO benefits, HSA/FSA funds, or Apple Pay during quick, zero-wait dental visits.
For Cal Poly Faculty & Local Employees
Comprehensive benefit handling for major regional PPO networks.
For Active Seniors & Retirees
Simple, clear billing guidance and predictable financing for long-term restorative solutions like custom implant bridges and Geneva 2000™ dentures.
Common Questions
Frequently Asked Questions About Insurance & Financing at Aro Dental Practice
What forms of payment does your office accept?
We accept cash, personal checks, Visa, MasterCard, Discover, American Express, Apple Pay, HSA/FSA cards, and flexible patient financing options.
Which dental insurances does your office accept?
We accept and assist with filing claims for major PPO providers, including Delta Dental, Cigna, MetLife, Aetna, Ameritas, Guardian, Humana, Mutual of Omaha, Principal, Sun Life Financial, TRICARE Dental Program (TDP), and United Concordia. Please note that our office does not accept any HMO plans.
Do you offer any in-house payment plans or memberships?
Yes! For patients without traditional dental insurance, we offer the Cleer Program, our in-house membership plan that provides covered preventative care and predictable discounts on restorative treatments.
Contact Us
Have Questions About Your Dental Insurance or Payment Options?
Our friendly team is here to help you review your benefits and find a payment arrangement that works for you. Contact Dr. Ghassan Aro’s office today!
Address
1100 Grove St, San Luis Obispo, CA 93401
Hours
Mon – Fri: 8:00 AM – 4:00 PM Saturday – Sunday: Closed